CRITERIA OF BECOMING A MEMBER OF PAMOJA SACCO

• Be a Kenyan who is currently residing in Canada as Newcomer, Student, Permanent Resident, Dual Citizen or is a Returnee.
• Has a valid Kenyan Passport of Identity Card.
• Has attained the age of eighteen (18) years.
• Be of good moral character and have a sound mind.
• Has applied for membership and met all criteria for membership.
• Has paid the non-refundable membership registration fee of Kshs. 7,500.00.
• A member will be responsible for their minimum monthly Savings or Deposits of Kshs. 5,000.00.
• A member must raise minimum share capital of Kshs. 20,000 (20 shares at Kshs. 1,000 each)to confirm their full membership soon after registration.